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  • 兴趣爱好============================
    DIME! API INTEGRATION GUIDE
    ============================
    Unlock Savings, Stocks, Funds, Gold and Bond Data from KKP's Dime! App Through One Authorized API

    --------------------
    INTRODUCTION
    --------------------
    Dime! by KKP Dime Securities has become one of Thailand's most talked-about
    multi-asset wealth apps, bundling THB savings, a USD foreign-currency deposit,
    US and Thai stock trading, 1,700+ mutual funds, 99.99% gold, and corporate
    bonds into a single login. For fintech teams, wealth aggregators, robo-advisors
    and personal finance platforms, that breadth is exactly why an authorized
    Dime! API integration matters — instead of stitching together five separate
    data connections, one consented interface can surface a user's entire
    balance sheet.

    This guide explains what the Dime! API integration supports, where it
    fits into real-world products, and why it is worth building on top of.

    Full technical reference available at:
    https://openbankingstudio.com/dime-เงนฝาก-หน-กองทน.html

    ============================
    SUPPORTED API FEATURES
    ============================

    • Cash & savings access — THB Dime! Save balances and USD FCD deposit
    data, including interest accrual and transaction history

    • US equity data — order history, fills, fractional share quantities
    and cost basis for fractional US stock investing from 50 THB

    • Thai equity data — orders and positions settled directly from the
    linked savings account, with cash-leg reconciliation built in

    • Mutual fund holdings — coverage across 1,700+ funds from roughly
    20 asset management companies, including NAV and subscription/
    redemption records

    • Gold & bond tracking — 99.99% gold buy/sell ledgers with live
    pricing, plus corporate bond holdings and coupon schedules

    • Unified portfolio analytics — aggregated performance and
    diversification data pulled from Dime! Analytics and Trending Lists

    ============================
    USE CASES & APPLICATIONS
    ============================

    [1] Wealth Aggregation Platforms
    • Consolidate a user's Dime! savings, stocks, funds, gold and bonds
    into one net-worth dashboard
    • Reconcile Thai-stock trades against the savings cash leg
    automatically
    • Normalize multi-currency positions (THB, USD) into a single
    reporting view

    [2] Personal Finance & Budgeting Apps
    • Sync THB and USD FCD balances alongside everyday spending data
    • Track interest accrual across the savings account over time
    • Surface real-time cash positions without manual statement uploads

    [3] Robo-Advisory & Investment Tools
    • Pull mutual fund holdings and NAV data across ~20 AMCs for
    portfolio rebalancing logic
    • Benchmark a user's fund and equity mix against model portfolios
    • Feed cost-basis and tax-reporting workflows from US equity data

    [4] Tax & Compliance Reporting Software
    • Generate cost-basis reports from US stock order and fill history
    • Track FX rates captured at the moment of each trade for accurate
    currency reporting
    • Maintain audit-ready records aligned with PDPA data-portability
    requirements

    [5] Multi-Broker & Multi-Asset Comparison Services
    • Compare Dime!'s holdings against peer apps like Webull Thailand,
    InnovestX, Finnomena, Wealthmagik, Liberator, Bualuang Securities
    and Saxo Investor
    • Build a single normalized schema that reads consistently across
    Thai investing apps
    • Track gold and bond exposure alongside equity and fund positions

    ============================
    BENEFITS & ADVANTAGES
    ============================

    ✓ One integration covers six asset classes — savings, US/Thai
    equities, funds, gold and bonds — instead of five separate builds

    ✓ Consent-based access respects the account holder's own
    authorization at every step

    ✓ Built-in reconciliation between Thai-stock fills and their
    matching savings-account cash debit

    ✓ Currency-aware by design — THB and USD positions carry the
    FX rate captured at the time of the fill, not recalculated later

    ✓ Cadence-aware syncing — fund NAV, real-time equity prices, and
    near-continuous gold pricing are each polled on their own schedule

    ✓ Aligned with Thailand's regulatory direction, including PDPA
    data portability and the Bank of Thailand's Open Data sharing rules

    ✓ Delivered as runnable source code, an OpenAPI 3 specification,
    and interface documentation — not just a written report

    ============================
    SUBSCRIPTION PLANS
    ============================
    Engagements start from a one-time package priced from $300, billed
    only after the deliverables have been reviewed and approved. A
    pay-per-call option is also available for teams that would rather
    not host the integration themselves. Typical turnaround is one to
    two weeks once the target surfaces are confirmed.

    ============================
    CONCLUSION
    ============================
    Dime!'s combination of savings, US and Thai equities, mutual funds, gold
    and bonds under one login makes it a high-value target for any platform
    building a unified wealth view for Thai users. An authorized, consent-based
    API integration turns that breadth into structured, reconcilable data —
    ready for aggregation dashboards, robo-advisory tools, and tax reporting
    alike.

    Ready to pull structured data out of Dime!? Reach out and scope
    your integration today.

    --------------------
    Learn more and get started:
    https://openbankingstudio.com/dime-เงนฝาก-หน-กองทน.html
    --------------------

    ------ị
    last updateTime: 2026-07-04 14:26:24b
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